Risk Advisers consists of the activity continuation of a Broker's Office which came to life/was established in May 1999 and is a unit offering insurance broking services as well as presenting a comprehensive insurance broker's service. During the first years of activity, the Office collaborated closely with other broker subjects(podmioty) on the Polish insurance market (co-broker's collaboration). The office participated in conducting risk analysis of large economic subjects*?, creating customized insurance solutions, reviewing insurance advantages in specific types of business (activity) or selected commercial contract fulfillment (civil liability insurance, consumer credit or business interruption). Moreover, the Broker's Office employees engaged in complex services as well as providing broker's assistance to large-scale industries in both the public and production sector.

Risk Advisers provides complex broker's services in the frame of creating insurance solutions, customized, systematic and adjusted to our Partners' needs, in three fundamental domains:

• insuring current activity of serviced (conducting risk analysis, constructing & realising complex insurance programs covering property, civil duty and other risks resulting from the individuality of our partner),
• collaboration in creating social assistance programs*? directed at industry employees (unfortunate accident insurance, travel insurance, life insurance, retirement, healthcare insurance, social assistance),
• inculcating programs and financial-insurance procedures supporting our clients' commercial activity - cross selling insurance.

Risk Advisers Brokers lead commercial training sessions in the field of financial insurance, insurance warranty, as well as merchant fleet insurance. Within the frame of our broker's services, it is possible to organise free training sessions for our Partners. In order to fill in implemented insurance solutions we arrange information sessions concerning: damage elimination, insurance law basics, civil liability, life insurance, retirement plans, healthcare insurance, etc. Moreover, in leading mass-insurance programs Risk Advisers guarantees elaborating information materials and work instructions.

Risk Advisers, representatives are members of The Polish Insurance and Underwriter Brokers' Association, belonging also to the member-establisher group of Insurance and Underwriter Brokers' Board. Each year, Risk Adviser Brokers attend Congress organised by The Polish Insurance and Underwriter Brokers' Association, which constitutes a discussion forum among the insurance community. In current practice, the Broker's Office is guided in accordance with principles of the Work Ethics Code established in 1998., as well as the Basic Good Practice Rules accepted by The Association and The Polish Insurance Board.