Insurance broker - an independent insurance intermediary - attaining his knowledge and experience, serves those looking for insurance protection (insurance company clients). Being familiar with market realities, available insurance products and possible insurance agreement variants, allows a broker to take advantage of an effective, profitable for his Partners (Clients) risk management plan. Independence, broad knowledge and market experience, enable the boker to negotiate insurance conditions satisfactory to his Partners' individual needs, as well as guaranteeing an optimal insurance coverage price.

According to accepted market practice, a broker's services are free of charge for clients seeking insurance coverage, while the interest rate paid out by the insurance company after signing an insurance agreement constitues the broker's reward.

Taking advantage of free broker's services our Partners may rely on:

• a professional insurance audit,
• constructing an insurance program that is individual and customized to actual needs,
• variety of trustworthy insurance companies,
• comparison of a wide variety in insurance offers presented by numerous insurance companies,
• negotiating the most profitable insurance conditions,
• lowering costs thanks to an optimal insurance coverage,
• professional service and assistance with concluded insurance agreements,
• constant, free-of-charge insurance counselling,
• free, professional assistance with attaining dated damage claims.

With individual conditions Risk Advisers offers also:

• indispensible training sessions on insurance-related topics,
• opinions and analysis related to insurance products and the insurance market,
• instructions for employees, as well as assistance in implementing internal insurance procedures within the enterprise,
• fire safety and theft prevention evaluation within the enterprise,
• taking advantage of insurance as a marketing element/factor,
• implementing indispensible insurance at the contractors,
• collaboration with the "risk manager",
• other services related to financing and insuring investments.